Planning Your Retirement? Here are the Pros and Cons of an Active Adult Community

By November 14, 2018Blog
active adult community

In the years before retirement, most people begin to focus intently on a financial plan for living comfortably without a salary. This forethought is essential to an enjoyable retirement, but it’s also important to consider where you’d like to spend your retirement years and what you’d like to do with your time. Active adult communities like Black Birch II are a great choice for many people 55 years and older who are looking for luxury living and more time to relax. Is it the right fit for you? Let’s take a look at the pros and cons of living in an active adult community.

Pros of Living in an Active Adult Community

Maintenance-free Living: As we highlighted in this previous post, maintenance-free living is an invaluable amenity and can be especially useful for retirees who don’t want to spend their newly acquired free-time on chores like mowing, raking and shoveling.

A Sense of Community: At 55+ active adult communities, all residents share the desire to simplify and relax after years of exertion. Communities like Black Birch II give residents the opportunity to meet new, like-minded people and to develop those relationships into friendships within the comfort of their open-concept, luxury homes.  

Activities: With retirement comes free-time and having access to local activities both within a community and outside of it is another valuable benefit of neighborhoods like Black Birch II. Concord real estate is in high demand because the town offers a range of leisure activities — golf, historical tours, nature walks, antiquing, and more. Residents who purchase Black Birch II luxury homes also have access to The Thoreau Club, Concord’s exclusive recreational facility that offers swimming, tennis, a fitness center, and spa.

Cons of Living in an Active Adult Community

Care Services are Not Included: Those who are looking for assisted living or healthcare services won’t find them onsite at active adult communities like Black Birch II. In-home health services can be arranged through third party providers, but residents of neighborhoods like Black Birch II are generally active and independent.

Age Restriction: Though this is often a pro for those looking to purchase a luxury home in a 55+ active adult community, age-restricted communities may not be a fit for “snowbirds” who spend half the year in a warmer climate and want to give younger family members access to their home while they’re gone.

Purchasing real estate is a personal decision that requires a thorough analysis of your unique situation. Buying a luxury home in an active adult community is certainly no exception. For those looking for secure, luxury living in a community with access to activities and other residents enjoying their golden years, an active adult community like Black Birch II in Concord could be the perfect choice.

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